The government has maintained interest rates on Small Savings Schemes for October–December (Q3FY26), offering continuity for investors. Among these, the Post Office Recurring Deposit (RD) emerges as a reliable option for regular savings, currently offering an annual interest rate of 6.7%. Key highlights of Post Office RD: Who can open: Anyone can open a Post Office RD account at any post office across India. The scheme is suitable for adults, minors, and joint account holders. With stable interest rates and added benefits like loan facilities and government backing, Post Office RD remains a practical and secure savings instrument for both small and regular investors. ​ 

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