Nov 30 is deadline for 4 important financial tasks:From tax forms Life Certificate submission to joining UPS completing e-KYC process for PNB customers, find here the entire list

The current month will end on November 30 2025 and with it, 4 important work deadlines will also expire. These tasks include submitting life certificates for receiving pension, KYC at Punjab National Bank, tax-related forms, and UPS option for central government employees. If you haven’t completed these tasks yet, your pension could be stopped, financial processes may get stuck, tax-related issues could increase, and penalties may be imposed. Let’s understand how to complete these important tasks. 1. Life Certificate for Pensioners This is for senior citizens above 60 years of age. Central and state government pensioners need to submit their Life Certificate every year from October 1 to November 30 to continue receiving their pension. India Post Payments Bank (IPPB)’s doorstep Life Certificate service has made this process even easier. Through this, pensioners can get their digital Life Certificate made while sitting at home. 2. Important Tax Form Deadline Taxpayers must submit TDS challan-cum-statement (under sections 194-IA, 194-IB, 194M and 194S) for October 2025 by November 30. Additionally, taxpayers who have international or special domestic financial transactions under section 92E will need to file ITR. Also, Indian units of foreign companies will need to submit Form 3CEAA by November 30. 3. Punjab National Bank Customers Punjab National Bank customers need to complete their eKYC by November 30, 2025. If customers fail to do so, their account will become non-operative. Customers will not be able to withdraw money from their account. Also, they will not be able to transfer money. If you have an account with Punjab National Bank (PNB) and your KYC is pending for update, make sure to complete it by November 30. 4. Last chance to join Unified Pension Scheme The last date for central government employees to join the Unified Pension Scheme (UPS) is November 30, 2025. Earlier this deadline was September 30, which was extended by two months to November 30. UPS is different from the New Pension System (NPS) and includes fixed contributions from both employees and the government. Under UPS, employees contribute 10% of their basic salary and DA, while the government contributes 18.5%. This arrangement is different from the Old Pension Scheme (OPS), where employees received 50% of their final basic pay as pension without making any contributions. ​